Get a Second Opinion Before Settling Your Workers' Comp Case
A settlement offered by your employer may not be fair for two primary reasons: the type of settlement and the fact that the employer's doctor has determined the level of impairment. A Joint Petition settlement is generally the type of workers' comp settlement that an employer will offer. This is a lump sum settlement that will terminate any future right to benefits in the future. What if your injury suddenly worsens? You will be unable to seek additional benefits.
Then there is the matter of the doctor who determines your "level of impairment". This may be defined as the severity of disability and how this affects your life. Your level of impairment will directly impact the settlement you are offered.
Without a second opinion, you will rely solely upon the medical opinion of a professional who works for your employer.